B4B Payments is a business payments innovator offering smart and flexible corporate payments and card solutions

About us

Headquartered in London, B4B Payments delivers prepaid cards and outbound payment services to manage corporate expenditure for both employees and businesses globally.

Our solutions combine a Mastercard® prepaid card with an in-house proprietary management portal which saves corporates time and money.

B4B is privately owned with a highly experienced management team combining cross-functional expertise from banking, management consultancy and software development.

B4B Payments is a member of the Federation of Small Businesses, PIF (Prepaid International Forum), EPA (Emerging Payments Association) and the Mayor of London's International Business Program.


Since its inception in 2006, B4B Payments has helped thousands of corporate clients including Intel, Siemens, Club Carlson, Lexmark, 2015 England World Cup, Greater London Authority and Societe Generale.

B4B was formerly known as Payment Card Solutions and operates bread4scrap, breadFX and breadcard.com prepaid card products alongside the main B4B corporate payments and card solutions (formerly bread4business).

Our Journey

Payment Card Solutions founded
launch breadcard.com, one of the UK’s first consumer focused Mastercard prepaid card programs
launch breadfx.com, a Euro travel money program
launch bread4scrap.com, a revolutionary corporate payment solution for the scrap metal industry
bread4scrap wins Best Prepaid and Overall Best Payments Program at 2013 Payments Awards
2014 bread4scrap wins Boundary Buster award at Europe Pay Before Awards
Read article
launch B4B card
B4B shortlisted for Best Business Card Program at 2015 Cards and Payments Awards
2016 B4B wins Best Prepaid Card Solution at 2016 Payments Awards
PCS becomes an FCA Authorised Payments Institute
PCS and bread4business combine, becoming B4B Payments
2018 B4B wins Best Charity Initiative at the Emerging Payments Awards
B4B CEO appointed Chair of Prepaid International Forum
B4B wins Best Prepaid Product of the Year 2019