Products · Cards
Issue Visa prepaid cards in the US.
Visa prepaid cards for US businesses, issued via Cross River Bank. Physical and virtual - managed from one platform.
Visa via Cross River Bank
card issuance via
USD issuance
card currency
API-first
card issuance at scale
Since 2006
regulated card issuer
Common card programs for US businesses
Prepaid cards for every business payment need - from day-to-day expenses to large-scale incentive programs.
Expenses
Stop chasing receipts. Load cards, set spend rules, and see every transaction in real time - across teams, locations, or your entire customer base.
Contractor & Worker Payments
Pay contractors, seasonal workers and remote staff without bank transfers. Load prepaid cards quickly, with no bank account required.
Payouts & Disbursements
Disburse funds to hundreds or thousands of recipients in minutes. Branded cards, same-day ACH, or virtual delivery - you choose. Built for insurance, NGOs, events, and high-volume enterprise programs.
Cards for businesses and platforms.
For businesses - issue direct
Control spend across your team. Issue cards to employees, contractors, or recipients and manage everything from one dashboard - or sign up direct and get started without a lengthy integration. Expense management, travel budgets, incentive payouts: all in one place.
For platforms & partners
Build card programs into your product. Use our white-label cards and API to issue under your brand - with B4B Payments handling the regulatory and operational heavy lifting behind the scenes.
Physical, virtual, and digital.
Physical cards
Embossed or non-embossed Visa cards, delivered to cardholders or loaded in bulk. Available with your branding.
Virtual cards
Issuance via API or dashboard. Ideal for online spend, single-use transactions, and digital-first programs where speed matters.
Digital Cards
Add cards directly to Apple Pay or Google Pay for in-store and online spend. Reloadable and fully managed from the B4B Payments platform.
Built for business spending.
Employee expenses
Replace manual claims with a card per person. Set limits, restrict categories, and pull a reconciliation report.
Travel & field teams
Multi-currency cards ready for international travel. Top up in EUR, GBP, or USD and let teams spend without conversion friction.
Disbursements & payouts
Move money to cardholders fast. Works for gig-economy payouts, insurance settlements, or any program that needs to put funds in people's hands quickly.
Built for embedded card programs.
Charities & NGOs
Issue cards to beneficiaries and caseworkers. Restrict spend by category, monitor usage, and maintain full audit trails.
Media & advertising
Give creative and media teams dedicated cards for platform spend. Cap budgets, track by campaign, and reconcile without manual intervention.
Embedded programs
Offer your customers a card as part of your product. We handle the compliance, issuing, and processing; you handle the experience.
Fintechs & marketplaces
Add card issuance to your stack via API. Full white-label capability, with segregated sub-accounts and real-time webhooks.
Spend control built in from day one.
Granular spend controls
Set daily, weekly, and monthly limits per card or cardholder. Block or allow specific MCC categories.
Team & individual management
Manage cards at the program level, by team, or per individual from one admin dashboard.
Approval workflows
Route load requests and limit changes through an approval layer before funds move.
3DS, KYC & KYB
Strong Customer Authentication built in. Onboarding with full KYC (individuals) and KYB (businesses) to stay compliant.
Flexible loading & unloading
Fund cards from your pooled account in real time. Sweep unused balances back automatically.
Reporting & integrations
Export to your accounting or ERP system. Webhooks and API access for real-time transaction data.
Next step
Ready to issue cards? Talk to us to get started.
Whether you want to plug into our API, build a partner program, or simply get cards in your team's hands - we'll find the right fit.