Company · Regulatory & Compliance
Regulatory and operational expertise
B4B Payments operates in the US via Cross River Bank, Member FDIC - and across the UK and EU under FCA and Bank of Lithuania authorization.
FCA
UK authorisation reference 930619
No. 76
Bank of Lithuania EMI licence
US
Cross River Bank partnership
PCI DSS
security and audit posture
US-relevant credentials.
B4B Payments' US program runs on partner infrastructure with the security and regulatory credentials that matter for US businesses.
PCI DSS
Card data handled under PCI DSS controls across our card issuing infrastructure.
Cross River Bank, Member FDIC
Visa card issuance via Cross River Bank, Member FDIC - our US issuing partner.
Operating in several markets.
United States
The B4B Payments Visa® prepaid card is issued by Cross River Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc.
European Union
UAB B4B Payments Europe is authorized by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76).
Operational compliance
AML, KYC, sanctions screening, transaction monitoring, PCI DSS, and strong customer authentication.
Compliance capabilities
A range of compliance capabilities to support direct and partnership models.
- KYB/KYC onboarding verification and ongoing monitoring.
- AML transaction monitoring and suspicious activity reporting.
- Sanctions screening against global watchlists.
- Fraud prevention and real-time transaction monitoring.
- PCI DSS for card data security.
Key takeaway
The B4B Payments Visa® prepaid card is issued by Cross River Bank, Member FDIC pursuant to a license from Visa U.S.A. Inc.
Next step
Need to discuss partnership options for your business or platform?
Contact the B4B Payments team to review operating, compliance and regulatory considerations.