Power your payments vision with B4B as your
Banking as a Service Provider

Our BaaS platform provides all the necessary tools, APIs and infrastructure for you to build cutting-edge financial services with your own banking products specific to your business.

Discover our services

Card Issuing –
White Label

Card Issuing –
Bin Sponsorship

Embedded Accounts,
Payments and FX

Our Payment Flows simplify the payment process, delivering a streamlined and user-friendly experience. Embrace the future of banking and elevate your business to new heights.

Business Accounts Business
Allow your
customers to
create accounts
collect and hold
funds and
issue multiple
Payouts Payouts
domestic and
at scale
Payments Payments
Collect and
hold funds in
multiple currencies
to support settlement
for you or your
Payouts Card issuing
cards to your
anywhere, in your

Why B4B?

With over 18 years of expertise in payments and now as part of the Banking Circle group of companies, B4B Payments has been recognised as a global provider of card issuing and embedded payment services. Operating as an E-Money Institution (EMI) in the UK and EEA, B4B holds Principal Membership with Mastercard. In the USA, the B4B Payments Visa® prepaid card is issued by Metropolitan Commercial Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc.


Our wide membership presence ensures that we are always up-to-date and committed to providing innovative solutions that make a difference:

payment innovation forum
innovate finance
gift card and voucher association
The Gift Club(TGC)
ima europe
The Association of Charitable Organisations
charity retail association

B4B with Apple Pay

B4B Payments Logo

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Note: It is our responsibility to protect your privacy and we utilize standard industry measures to keep your data secure.

© 2006 – 2024 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

In the USA, the B4B Payments Visa® prepaid card is issued by Metropolitan Commercial Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc. 40 Washington Street Suite 150 Wellesley, MA. 02481.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.