Company · Why B4B Payments

Why businesses choose B4B Payments.

B4B Payments provides direct business accounts, payments, FX, cards, spend management - and can support businesses whose requirements require specialised support. One platform for accounts, payments, FX, and cards, across the UK, EU, and US. Powered by Banking Circle. In operation and proven since 2006.

Since 2006

in operation

UK - EU - US

regulatory footprint

Named

account management

100%

B2B market focus

Core reasons

The differentiators that set B4B Payments apart.

Banking Circle Group - not just a partner

B4B Payments is part of Banking Circle Group - a regulated bank with a full banking licence. Your relationship with B4B Payments can grow into a direct Banking Circle relationship as your regulatory footprint expands, with minimal infrastructure changes.

20 years of operation

Founded in 2006 and operating continuously since. FCA authorised, Bank of Lithuania licensed.

Coverage across the UK, EU, and US

Card issuance and payment infrastructure across the UK, EU, and US through a single platform and single customer relationship.

Built for complex requirements

Specialist compliance expertise and operational capability for industries with variable risk profiles, complex programme requirements, and a range of verticals and sectors.

Named expert support

Every customer has a named account manager with deep sector knowledge.

White-label and co-branded programmes

Issue cards under your own brand name - fully custom-branded.

Next step

Talk to the team about your requirements.

Talk to the team about your specific requirements - whether you're direct, a platform partner, or would like to discuss partnership options.