
Tom Jennings
Chief Executive Officer (Global)
Over 20 years in the payments industry, including as Managing Director of one of the UK's largest EMIs and Head of Issuing at Banking Circle. Tom leads B4B Payments globally.
Company · About B4B Payments
B4B Payments has evolved from prepaid cards to a broader financial operations platform for direct businesses and platform partners with more complex needs.
Founded as Payment Card Solutions (PCS). One of the first companies in the UK to build prepaid expense solutions for businesses.
Expanded into payroll disbursement, incentives, rewards, and corporate expense management. Built partnerships across travel, charity, education, and financial services.
Rebranded as B4B Payments to reflect a broader vision beyond prepaid cards.
UK Electronic Money Institution licence (Ref: 930619) granted by the FCA, and EU EMI (Licence No: 76) granted by the Bank of Lithuania.
Became part of the Banking Circle Group with full banking licence and leading payments infrastructure. Expanded into the US.
Evolving into a full-stack financial platform with accounts, payments, FX, cards, and spend management, powered by Banking Circle.

Chief Executive Officer (Global)
Over 20 years in the payments industry, including as Managing Director of one of the UK's largest EMIs and Head of Issuing at Banking Circle. Tom leads B4B Payments globally.

Chief Executive Officer (USA)
Kieran leads B4B Payments' US operations from Boston. He brings senior leadership experience from Capgemini and Ernst and Young across financial services and technology transformation.

Chief Technology Officer
Matt has extensive experience building and delivering payment technology solutions at scale. He leads B4B Payments' technology platform, including card processing infrastructure.

Chief Product Officer
Luke leads product strategy and development at B4B Payments, bringing experience from Visa, Thought Machine, and HSBC.

Chief Operating Officer
Ken leads B4B Payments' operations, with extensive experience in card payments and prepaid solutions.

Head of Finance
Paul leads finance operations at B4B Payments, with previous experience across financial services.
Connect with the B4B Payments team: linkedin.com/company/b4bpayments
We take responsibility for outcomes, not just tasks.
We move fast, think big, and don't wait to be asked.
We solve problems with energy, even when the path isn't clear.
We work together openly - with each other, with customers, and with partners.
Every decision starts with the customer and ends with value delivered.
FSTech Awards
UK Fintech Awards
PayTech Awards
Payments Awards
Global Fintech Awards
IMA Europe Awards
Banking Tech Awards
Payments Awards
ESG & Sustainability
Physical cards produced using 76% recycled materials, Mastercard eco-friendly certified. B4B Payments has published a Carbon Neutral Plan outlining our commitment to reducing environmental impact across operations and supply chain.
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United Kingdom
B4B Payments, 12-18 Grosvenor Gardens, London, SW1W 0DH
Europe / Lithuania
B4B Payments, Didžioji G. 18, Vilnius, LT 01128
United States
B4B Payments USA, Inc, 40 Washington Street, Suite 150, Wellesley, MA 02481
Next step
Talk to our team, explore what we've built, or find out why businesses with complex requirements choose B4B Payments.