Terms & Conditions

Corporate and Cardholder Terms & Conditions

You can find your individual account Terms and Conditions by logging into your account.

I am a B4B Payments client and/or have a B4B Payments issued Mastercard®.

I am a B4B Payments client and/or have a B4B Payments issued Visa®.

I am a Bread4Scrap client or cardholder.


 

B4B Payments prepaid Mastercard® Terms and Conditions

The following Terms & Conditions definitions apply to UK issued B4B Payments clients and cardholders.

Enterprise Client: is a business which both: (a) employs more than 10 people; and (b) has a turnover or annual balance sheet exceeding £2 million.

Small Business Client: (a) employs fewer than 10 people; and (b) has a turnover or annual balance sheet that does not exceed £2 million. Or a charity is a body whose annual income is less than £1 million and is: (a) in England and Wales, a charity as defined by section 1(1) of the Charities Act 2011; (b) in Scotland, a charity as defined by section 106 of the Charities and Trustee Investment (Scotland) Act 2005; or (c) in Northern Ireland, a charity as defined by section 1(1) of the Charities Act (Northern Ireland) 2008.  

Enterprise Corporate Terms and Conditions

Small Business Corporate Terms

Card User/Holder Terms

Enterprise Card User Terms

For users of B4B enterprise expense and incentive products.

Small Business Card User Terms

For users of B4B small business Expense and Incentive products.

Cardholder Terms

For recipients of funds using B4B Payout and Payroll products.


 

B4B Payments prepaid Visa® Terms and Conditions

Business prepaid Visa® Cardholder Agreement

Incentive prepaid Visa® Cardholder Agreement

Payout prepaid Visa® Cardholder Agreement


 

Bread4Scrap Terms and Conditions

Bread4Scrap Corporate Terms

Bread4Scrap Cardholder Terms