Legal
Terms and conditions for B4B Payments client accounts and prepaid Mastercard and Visa card programmes across the UK, EU, and US.
Enterprise Client
is a business which both: (a) employs more than 10 people; and (b) has a turnover or annual balance sheet exceeding £2 million.
Small Business Client
(a) employs fewer than 10 people; and (b) has a turnover or annual balance sheet that does not exceed £2 million. Or a charity is a body whose annual income is less than £1 million and is: (a) in England and Wales, a charity as defined by section 1(1) of the Charities Act 2011; (b) in Scotland, a charity as defined by section 106 of the Charities and Trustee Investment (Scotland) Act 2005; or (c) in Northern Ireland, a charity as defined by section 1(1) of the Charities Act (Northern Ireland) 2008.
The following terms and conditions apply to UK issued B4B Payments clients and cardholders.
Enterprise Corporate Terms and Conditions
Small Business Corporate Terms
For users of B4B Payments enterprise expense and incentive products.
Small Business Card User Terms
For users of B4B Payments small business expense and incentive products.
For recipients of funds using B4B Payments Payout and Payroll products.
The following terms and conditions apply to UAB B4B Payments Europe clients and cardholders located in Europe, outside of the UK.
Europe Business Terms and Conditions [English]
Europe Business Terms and Conditions [Lithuanian]
Europe Card User Terms and Conditions [English]
Europe Card User Terms and Conditions [Lithuanian]
For users of B4B Payments EU expense and incentive products located in the EU.
Europe Cardholder Terms and Conditions [English]
Europe Cardholder Terms and Conditions [Lithuanian]
For recipients of funds using B4B Payments Payout and Payroll products located in the EU.
The following terms and conditions apply to B4B Payments US clients and cardholders located in the United States of America.
US Business Terms and Conditions