Cookies Policy

This Cookies Policy applies to the B4B Payments companies group, including: UAB B4B Payments Europe (company code 305539054, registered address at Didzioji g. 18 LT-01128, Vilnius, Lithuania); Payment Card Solutions Limited (company number 05941947, registered address at 4th Floor, 12-18 Grosvenor Gardens, Belgravia, London, SW1W 0DH, United Kingdom); and B4B Payments (USA) Inc. (company number 7529211, mailing address 40 Washington Street, Suite 150, Wellesley, MA 02481).

In the UK, use of non-essential cookies is also regulated by the Privacy and Electronic Communications Regulations (PECR). Where PECR applies, we will only set non-essential cookies with your consent.

Cookies are small text files stored in your browsing device when you visit our website. With the help of cookies, the website recognises your device the next time you visit. Cookies may also be used to determine user behaviour, preferences, online habits and so on.

There are different types of cookies. Some are used directly by our website (first-party cookies), whilst others are placed by third-party services we use.

First-party cookies are created by our website. The information stored in them can only be read by our website.

Third-party cookies may be placed on our website when we use external services.

Session-based cookies are allocated on your device only for the duration of your visit. They automatically expire when your web browser is closed.

Persistent cookies are stored by your browser and remain valid until their set expiry date, unless deleted by you before then.

We use the following categories of cookies on our website:

Strictly Necessary Cookies - these cookies are essential for our website to function properly. They include cookies that remember your region preference (UK/EU or US), maintain your session while you use the site, and support site security. The website may not function properly without these cookies.

Analytics Cookies - these cookies help us understand how visitors use our website so we can improve it. They collect information in aggregate and anonymised form. These cookies are only set with your consent.

Preference Cookies - these cookies remember choices you make, such as your region setting. Where consent is required under applicable regulations, these are only set with your consent.

We do not use advertising or marketing tracking cookies.

Our website may display content from external service providers such as YouTube, Facebook, X (formerly Twitter) and LinkedIn, or use their sharing buttons or links. The cookie policies of those third parties apply when you interact with that content. You can find more about their cookie rules at the following links:

Facebook: www.facebook.com/policies/cookies/

X (formerly Twitter): x.com/en/rules-and-policies/x-cookies

LinkedIn: www.linkedin.com/legal/cookie-policy

Google: policies.google.com/technologies/cookies

Zoho: www.zoho.com/privacy/cookie-policy.html

Our website may have links to other third-party websites. We do not control how cookies are placed on third-party websites, even if you are redirected to them from our website. You should check separately how those third parties use cookies.

If you visit other websites such as Google or LinkedIn before visiting our site, they may place persistent cookies of their own which will provide them with additional tracking information when you subsequently visit our site. Information on the purpose of those cookies should be obtained from the third party directly.

There are different ways to manage cookies.

Cookie Preferences on Our Website - you can accept, reject or change non-essential cookies at any time using the cookie preferences link in the footer of our website. Strictly necessary cookies cannot be disabled as they are required for the site to function.

Using Your Browser - most browsers allow you to change your cookie settings. The following links may be helpful, otherwise use the Help option in your browser for more details:

Microsoft Edge: support.microsoft.com/en-gb/microsoft-edge/delete-cookies-in-microsoft-edge-63947406-40ac-c3b8-57b9-2a946a29ae09

Mozilla Firefox: support.mozilla.org/en-US/kb/enhanced-tracking-protection-firefox-desktop

Google Chrome: support.google.com/chrome/answer/95647

Apple Safari: support.apple.com/en-gb/guide/safari/sfri11471/mac

If you delete cookies, all settings controlled by those cookies will be reset. The website may not function properly without strictly necessary cookies.

You have the right to withdraw consent to non-essential cookies at any time. Withdrawing consent does not affect the lawfulness of any processing based on consent before it was withdrawn.

In the UK, you may contact the Information Commissioner's Office (ICO) at ico.org.uk if you have concerns about how we use cookies.

We are constantly working on improving and developing our services and regularly review this Cookies Policy. We reserve the right to modify it from time to time. You will always find the latest version of the Cookies Policy on our website.

If you have any questions about this Cookies Policy, or any comments or requests, you may contact us by writing to us at data@b4bpayments.com or by post to our relevant registered office address.