Web App & Mobile App
Control the platform from web. Empower teams from mobile.
Give finance teams the web app they need to manage accounts, payments, cards, and spend. Give employees and cardholders the mobile app to manage cards, capture expenses, and stay in control on the move.
Web & mobile
one platform, two surfaces
iOS & Android
cardholder mobile app
8 languages
mobile app support
Real-time
alerts on every card transaction
For finance teams, cardholders, and partners.
Finance teams and admins
Manage accounts, payments, cards, users, and reporting from the B4B Payments web app. One place to control the whole platform.
Employees and cardholders
Manage cards, capture receipts, categorise expenses, and use Apple Pay or Google Pay from the B4B Payments mobile app or cardholder web app.
Partners and programme managers
Operate card and payment programmes via the web app and API. Support cardholder servicing across entities, customers, or programmes.
A single web app for finance teams and administrators.
The B4B Payments web app gives finance teams and admins operational access across accounts, payments, cards, users, and reporting. Accessible via web browser, with optional Fixed IP or VPN access for enhanced security.
Accounts and virtual accounts or VIBANs
View balances, manage entity accounts, and assign virtual accounts or VIBANs for collections and reconciliation.
Payments and FX
Initiate single payments, upload bulk CSV files, manage beneficiaries, and convert between currencies.
Card issuance and funding
Issue physical and virtual cards, load balances, and manage card status.
User management
Configure roles and permissions across admins, finance users, approvers, and cardholders.
Approval workflows
Configure multi-level approval rules for payments and card funding where required.
Reporting and exports
Download transaction histories, MT103s, and reconciliation files. Report by account, entity, cardholder, or date range. Export in CSV, PDF, or JSON.
Mobile app
The B4B Payments app for cardholders and employees.
Available for iOS and Android. The mobile app gives cardholders real-time control over their cards and expenses.
- Real-time alerts - instant notifications on every card transaction.
- View balance and transaction history.
- Block or unblock a card instantly; report lost or stolen.
- Add B4B Payments cards to Apple Pay and Google Pay.
- View card details - access card number, expiry, and CVV securely.
- View PIN - securely view your card PIN without calling support.
- Receipt capture - photograph receipts and attach to transactions.
- Expense categorisation - tag by job code, project, or department.
- Biometric login - Face ID and fingerprint for fast, secure access.
- Multi-language support - available in 8 languages.
Web app, mobile app, and API - use the right interface for the job.
Controls configured in the web app apply to cardholders. Transactions trigger real-time mobile alerts. Webhooks and export files feed reconciliation. The three surfaces are designed to work together.
Web app
Finance teams and admins configure accounts, cards, payments, users, and reporting. The authoritative place for oversight and control.
Mobile app
Employees and cardholders view cards, get alerts, capture receipts, and manage their own spend. Purpose-built for day-to-day cardholder use.
API and webhooks
Automate card issuance, loading, payment initiation, and reconciliation. The right layer for platform and programme integrations.
Capture and reconcile expenses end to end.
Receipt capture on mobile
Employees photograph receipts and attach them to transactions at the point of spend - not retrospectively.
Expense categorisation
Tag transactions by job code, project, or accounting category from the mobile app or cardholder web app.
Admin visibility in the web app
Finance teams monitor spend by cardholder, team, or department in real time from the B4B Payments web app.
Export and reconcile
Download structured transaction data via CSV or API. Use webhooks for automated reconciliation flows.
The right access for each user - no more, no less.
Role-based access
Admins, finance users, approvers, and cardholders each see only what they need. Configure roles per user, entity, or programme.
Approval controls
Configurable approval workflows for payments and card-funding actions.
Biometric login
Face ID and fingerprint authentication on the mobile app for fast, secure access.
Real-time card controls
Block or unblock cards instantly from the web app or mobile.
Audit trails
Every action logged with user, timestamp, and details. Full history for compliance and review.
Tokenised wallet payments
Apple Pay and Google Pay use tokenisation - card details are never exposed to merchants.
Regulated infrastructure with web and mobile access.
FCA authorised and Bank of Lithuania licensed
Authorised by the FCA (UK) and licensed by the Bank of Lithuania (EU). Client funds are safeguarded under e-money regulation.
Mastercard and Visa
Principal member of both networks. Physical and virtual prepaid cards accepted globally.
Banking Circle Group
Part of Banking Circle Group - a fully licensed bank powering payment rails that process EUR €550B+ annually.
Full-stack platform
Accounts, payments, FX, and cards on one platform - with web and mobile access built in.
UK, EU & US coverage
Operate across jurisdictions with a single provider. UK, EU, and US on one regulated platform.
Named expert support
A named account manager with deep sector knowledge.
Next step
Ready to see the platform in action? Talk to our team.
Web and mobile working together to give finance teams control and employees convenience.