Our BaaS platform provides all the necessary tools, APIs and infrastructure for you to build cutting-edge financial services with your own banking products specific to your business.

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Card Issuing – White Label
Card issuing – Bin Sponsorship
Accounts, Payments and FX
Security, Compliance and Support
Robust APIs
Platform Features

Banking as a Service

Banking as a Service

Card Issuing – White Label
UK & EUUSA

Access all you required to initiate a prepaid card program seamlessly through our comprehensive turnkey solution, boasting advanced functionalities, utmost flexibility, and top-tier security measures.

Card issuing – Bin Sponsorship

Accelerate the launch of your groundbreaking card offering effortlessly, leveraging our regulatory authorisations, scheme licenses, product proficiency, and extensive industry collaborations.

Accounts, Payments and FX

Our Payment Flows simplify the payment process, delivering a streamlined and user-friendly experience. Embrace the future of banking and elevate your business to new heights.

Security, Compliance and Support
  • Streamlined Onboarding: Compliance and KYB
  • Secure Financial Crime Solutions;

Risk Management / Transaction Monitoring / Sanctions Screening / Fraud Prevention

Robust APIs
  • Robust and comprehensive JSON API
  • Real-time webhooks available
  • End of day transaction files
  • Reconciliation files in JSON format for importing into your accounting system
Platform Features

Explore our versatile, feature rich, and secure platform for payments and card issuing, accessible to both direct clients and partners

Why B4B?

With over 19 years of expertise in payments and now as part of the Banking Circle group of companies, B4B Payments has been recognised as a global provider of card issuing and embedded payment services. Operating as an E-Money Institution (EMI) in the UK and EEA, B4B holds Principal Membership with Mastercard.

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Note: It is our responsibility to protect your privacy and we utilize standard industry measures to keep your data secure.

© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.