Whether its for employees or customers, take control of your spend with our card management platform.
Your cards,
your way
Choose between physical and virtual cards and customise to add a branded touch.
Pay anybody,
anywhere
Send money to anyone, anywhere in the world in GBP, EUR or USD on a flexible prepaid card.
Secure and
compliant
Prevent unauthorised spend, reduce fraud risk and stay compliant with KYC checks.
Digital
first
Cards can be added to Apple or Google wallets for seamless mobile payments.
More flexibility, more control
Allow cardholders to spend globally while keeping control with real-time transaction monitoring through API integration.
Our card services
Effortless expenses
Never lose a VAT receipt again! Manage your expense processes more efficiently. Order, load and manage cards via the online platform and let your employees upload receipts through our mobile app.
- Manage spending and reduce fraud risk
- Load cards 24/7 or set auto top-up
- Categorise spend by location or department
- Automatically request in-app photo receipts
Painless payroll
Pay employees and affiliates simply and securely anywhere in the world.
No bank account? No problem! We make paying seasonal workers, contractors and affiliates a breeze. With no foreign transaction fees and a choice of currencies, cards are a simple way to manage payroll for employees contractors, affiliates and overseas employees, and reduce cash and cheque handling costs.
- Easily pay contractors and affiliates
- Avoid foreign transaction fees in receiving countries
- Multi-currency support in up to 25 currencies
- Send physical or virtual cards
Fast, secure payouts
Branded cards give unparalleled flexibility to disburse funds to large numbers of recipients fast, while building your brand equity. For example for gaming payouts, cashbacks, or refunds. Cardholders have full control over their funds and can use their cards globally, including ATM withdrawals.
- Issue and distribute physical or virtual cards and distribute large numbers of physical or virtual cards
- Cards can be branded and used globally
- Cards can be used globally
- Cardholders can withdraw funds from ATMs
Engaging incentives and rewards

Whether you’re targeting acquisition, retention or referrals, a branded card is an engaging way to incentivise and reward customers and employees alike, keeping your brand front of mind.
- Simple incentive and reward payments
- Closed-loop (one store only) or open-loop
- Fully-branded cards and app
- Encourage referrals, repeat business and more

How it works

What could B4B do for you?
Our clients are always finding new ways to use expense, incentives and payout cards.

Payroll
- Pay contractors or freelancers
- Replace your petty cash drawer
- Pay seasonal or international employees
- Remote staff expenses

Pharmaceutical
- Pay pharmaceutical trial participants
- Expenses for remote participants

Government
- Pay food, childcare, or heating vouchers
- Return of overpayments
- Hardship payments
- Care or fostering expenses

Education
- Manage school lunch money
- Expense cards for international students
- Student scholarships or rewards

Charity
- Fund volunteers’ expenses
- Charity recipient payments

Gaming
- Payout prize or gaming winnings
- Casino or betting payout
- Pay affiliate commission

Travel
- Travel rep or guide expenses
- Group travel spend management
- Stranded passenger payments
- Cruise passenger on-board spend

Incentives
- Pay cashback earnings
- Reward staff achievements
- Customer loyalty schemes
- Staff bonuses or incentives
- Training incentive programmes
- Employee gifting

Logistics & Transport
- Fuel cards for truck drivers
- Travel subsistence for employees

Insurance
- Insurance payouts
- Customer referral rewards