About Us

About Us

B4B Payments is a globally recognised and trusted provider of card issuing and embedded payment services.

Our team has a market-leading level of experience, knowledge and expertise to help you grow your business with the power of scalable and secure payments and card solutions.

B4B payments is a proud member of the Banking Circle Group.

THE FINANCIAL TECHNOLOGY PLATFORM FOR GLOBAL COMMERCE

The world’s leading digital businesses rely on Banking Circle Group to deliver cross-border banking and embedded finance products through next-generation technology.

Celebrating 19 years of Fintech Innovation

Leaders in the industry

2025

B4B wins Banking as a Service Platform of the Year at the FSTech Awards.

2024

B4B wins Best Bank & FinTech Partnership at the Banking Tech Awards.

2024

B4B wins International Payments Excellence Award at the Payments Awards.

2024

B4B wins Best Business Cards Initiative at the Paytech Awards.

2023

B4B wins Best B2B Product or Service at the GCVA Hall of Fame Awards.

2022

B4B wins Best Corporate Payment Initiative at the Paytech Awards.

2019

B4B wins Best Prepaid Product of the Year at Cards and Payments Awards.

2018

B4B wins Best Charity Initiative at the Emerging Payments Awards.

2016

B4B wins Best Prepaid Card Solution at Payments Awards.

2015

B4B shortlisted for Best Business Card Program at Cards and Payments Awards

2014

Bread4Scrap wins Boundary Buster award at Europe Pay Before Awards.

2013

Bread4Scrap wins Best Prepaid and Overall Best Payments Program at Payments Awards.

Our values shape everything we do; from how we run team meetings to how we work with our clients, these are the five qualities you will find embedded in every part of our business.

Want to join the B4B Team?

Memberships

Our wide membership presence ensures that we are always up-to-date and committed to providing innovative solutions that make a difference:

payment innovation forum
gift card and voucher association
ima europe
ABTA_logo.svg
The Association of Charitable Organisations
charity retail association

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© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.