Switched-on
payment services

Switched-on
payment services

Our turnkey system gives you everything you need to create and manage a secure, flexible payment program for your business.

Your cards,
your way

It’s easy to customize your cards. Choose physical or virtual, add branding, set store or spend type restrictions and more via our powerful platform.

Pay anybody,
anywhere

No bank account? No problem! Send money to anyone, anywhere in the world in USD, GBP or EUR on a flexible prepaid card.

Secure and
compliant

Prevent unauthorized spend, reduce fraud risk and stay compliant with KYC checks, biometric logins and instant card blocking.

Digital
first

Cards can be added to Apple or Google wallets for seamless mobile payments, and virtual cards make distribution a breeze. Read more

More flexibility,
more control

Cardholders can spend in millions of locations worldwide. Keep control with real-time transaction data, photo receipts and API integration.

Effortless expenses

Never lose a receipt again! Our cards take the hassle out of managing petty cash or expense processes while giving more visibility and control of spending than ever before. Send money to remote or traveling employees instantly by loading cards via the online platform or setting an auto top-up.

  • Manage spending and reduce fraud risk
  • Load cards 24/7 or set auto top-up
  • Categorize spending by location or department
  • Automatically request in-app photo receipts

Easy employee payments

No bank account? No problem! We make paying seasonal workers, contractors, and affiliates simple. With no fees for loading money, cards are a simple way to manage payments for domestic and overseas employees and reduce cash and check handling costs.

  • Quickly pay gig workers, contractors, and affiliates
  • Multi-currency support in up to 25 currencies
  • Send physical or virtual cards

Fast, secure payouts

A branded card gives unparalleled flexibility for cashback, or disbursement fund payouts while driving customer loyalty and repeat purchase. Recipients have complete control over their funds, with the option to make ATM withdrawals or shop in millions of locations worldwide.

  • Simple card issuing
  • Make and receive global payments
  • Save on FX transaction costs with transparent and low fees

Engaging incentives and rewards

The best incentive is the ability to choose a gift for yourself. Whether you’re targeting acquisition, retention, or referrals, a branded card is an engaging way to incent and reward customers and employees, keeping your brand front of mind.

  • Simple incentive and reward payments
  • Closed-loop (one store only) or open-loop
  • Fully-branded cards and app
  • Encourage referrals, repeat business, and more

Our one-stop solution

We offer everything you need to launch a card program in a single turnkey solution, with advanced features, total flexibility, and industry-leading security.

Our Cards

Our cards are available as contactless physical cards or virtual cards delivered via email. Choose our blue B4B branding or add your logo and designs.

Cardholder app

Our iOS and Android app allow cardholders to view their balance and transactions and upload photo expense receipts, with the latest biometric login features for the highest levels of cardholder security.

Online platform

Use our management portal to issue, activate and manage cards, load funds, and access in-depth reporting features. Our secure portal is accessible only via your company’s fixed IP address or a secure VPN portal.

Payments

Wherever you’re doing business, making and receiving international payments in multiple currencies is easy and cost-effective, with faster processing and more control over foreign exchange fees.

Integration

Our payment system integrates seamlessly with business software for easy accounting and reconciliation. Use our robust API to integrate with a vast range of accounting platforms or build your own embedded solution.

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© 2006 – 2024 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

In the USA, the B4B Payments Visa® prepaid card is issued by Metropolitan Commercial Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc. 40 Washington Street Suite 150 Wellesley, MA. 02481.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.