Our turnkey system gives you everything you need to create and manage a secure, flexible payment program for your business.
It’s easy to customize your cards. Choose physical or virtual, add branding, set store or spend type restrictions and more via our powerful platform.
No bank account? No problem! Send money to anyone, anywhere in the world in USD, GBP or EUR on a flexible prepaid card.
Prevent unauthorized spend, reduce fraud risk and stay compliant with KYC checks, biometric logins and instant card blocking.
Cards can be added to Apple or Google wallets for seamless mobile payments, and virtual cards make distribution a breeze. Read more
Cardholders can spend in millions of locations worldwide. Keep control with real-time transaction data, photo receipts and API integration.
Never lose a receipt again! Our cards take the hassle out of managing petty cash or expense processes while giving more visibility and control of spending than ever before. Send money to remote or traveling employees instantly by loading cards via the online platform or setting an auto top-up.
- Manage spending and reduce fraud risk
- Load cards 24/7 or set auto top-up
- Categorize spending by location or department
- Automatically request in-app photo receipts
Easy employee payments
No bank account? No problem! We make paying seasonal workers, contractors, and affiliates a breeze. With no foreign transaction fees and a choice of currencies, cards are a simple way to manage payments for domestic and overseas employees and reduce cash and check handling costs.
- Quickly pay gig workers, contractors, and affiliates
- Avoid foreign transaction fees in receiving countries
- Multi-currency support in up to 25 currencies
- Send physical or virtual cards
Fast, secure payouts
A branded card gives unparalleled flexibility for cashback, or disbursement fund payouts while driving customer loyalty and repeat purchase. Recipients have complete control over their funds, with the option to make ATM withdrawals or shop in millions of locations worldwide.
- Simple card issuing
- Make and receive global payments
- Save on FX transaction costs with transparent and low fees
Engaging incentives and rewards
The best incentive is the ability to choose a gift for yourself. Whether you’re targeting acquisition, retention, or referrals, a branded card is an engaging way to incent and reward customers and employees, keeping your brand front of mind.
- Simple incentive and reward payments
- Closed-loop (one store only) or open-loop
- Fully-branded cards and app
- Encourage referrals, repeat business, and more
Our one-stop solution
We offer everything you need to launch a card program in a single turnkey solution, with advanced features, total flexibility, and industry-leading security.
Our cards are available as contactless physical cards or virtual cards delivered via email. Choose our blue B4B branding or add your logo and designs.
Our iOS and Android app allow cardholders to view their balance and transactions and upload photo expense receipts, with the latest biometric login features for the highest levels of cardholder security.
Use our management portal to issue, activate and manage cards, load funds, and access in-depth reporting features. Our secure portal is accessible only via your company’s fixed IP address or a secure VPN portal.
Wherever you’re doing business, making and receiving international payments in multiple currencies is easy and cost-effective, with faster processing and more control over foreign exchange fees.
Our payment system integrates seamlessly with business software for easy accounting and reconciliation. Use our robust API to integrate with a vast range of accounting platforms or build your own embedded solution.
Whatever your business objective, we can help you grow with the power of scalable and secure payments
Businesses of all sizes can save time, money and hassle with our simple, powerful all in one card, payment and FX platform.
Our powerful embedded payments solutions can help you get to market faster, scale flexibly, and stay secure and compliant throughout.
Enhance your existing services with a flexible range of solutions, from fast and simple card issuing services to advanced account and payment features.
What can B4B do for you?
Our clients are always finding new ways to use expense, incentives and payout cards.
- Pay contractors or freelancers
- Replace your petty cash drawer
- Pay seasonal or international employees
- Remote staff expenses
- Pay pharmaceutical trial participants
- Expenses for remote participants
- Pay food, childcare, or heating vouchers
- Return of overpayments
- Hardship payments
- Care or fostering expenses
- Manage school lunch money
- Expense cards for international students
- Student scholarships or rewards
- Fund volunteers’ expenses
- Charity recipient payments
Travel and Tourism
- Travel rep or guide expenses
- Group travel spend management
- Stranded passenger payments
- Cruise passenger on-board spend
- Pay cashback earnings
- Reward staff achievements
- Customer loyalty programs
- Staff bonuses or incentives
- Training incentive programs
- Employee gifting
- Reduce administrative costs
- Improve deal rates
- Increase class member participation (unbanked)
- Insurance payouts
- Customer referral rewards
With more than 15 years of expertise in payments and now part of the Banking Circle group of companies, B4B Payments is a globally recognized and trusted card issuing and payment services provider.
Thousands of businesses are already saving time, money and hassle with our switched-on card and payment services.
Find out more about how B4B Payments could work for you