About us

B4B Payments was founded in 2006 as Payment Card Solutions (PCS), with a mission to simplify how organisations manage payments. From launching one of the first prepaid expense solutions in the late 2000s to expanding into payroll, incentives, and rewards throughout the 2010s, we built a reputation for innovation and reliability. In 2018, we rebranded as B4B Payments to reflect our broader capabilities.

In 2019, we were granted an Electronic Money Institution (EMI) licence by the FCA. The following year, we expanded into the U.S. and, in 2021, became part of the Banking Circle Group, enhancing our global infrastructure and access to payment networks. Today, B4B Payments delivers scalable, secure, and innovative card issuing and embedded payment solutions across the UK, Europe, and the U.S., providing clients with access to 24 currencies and global rails.

Leaders in the industry

Our Values

Our values guide how we work, shaping every interaction with our teams and clients.

Trust: We build trust with our team, clients, business partners, and other stakeholders.

Innovation: We are open to ideas that challenge the conventional views and drive innovation.

Teamwork: We collaborate as a team and support each other every day to achieve our best work.

Quality: We are high on quality and deliver premium values to our customers.

Equality: We strive to ensure everyone feels empowered to bring their full, authentic selves to work.

Join our team

With so much innovation and disruption in payments there’s never been a better time to join our global team.

WANT TO JOIN THE B4B TEAM?

Membership Network

Our wide membership presence ensures that we are always up-to-date and committed to providing innovative solutions that make a difference:

Our wide membership presence ensures that we are always up-to-date and committed to providing innovative solutions that make a difference:

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© 2006 – 2025 Payment Card Solutions (UK) Limited trading as B4B Payments is a financial technology company authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011.

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

All communications should be sent to: Europe – PO Box 76256, London, SW1P 9NU. USA – B4B Payments, 40 Washington Street Suite 150 Wellesley, MA. 02481.

B4B wants to ensure our customers know that their security is of the utmost importance. As such, we will never ask you to tell us your passwords, card PINs or One-Time Passcodes (OTPs).

At B4B Payments, we have taken all necessary steps to secure customer data and protect their privacy. Our systems have been designed with numerous layers of encryption and stringent firewalls. We use a combination of biometrics, two-factor authentication and other methods when customers access our services online or via our app.