card issuing and payment

Get to market faster with embedded payment and account features at your finger-tips.

Whether your payment offering is a value-add feature or a core aspect of your proposition, our powerful solutions help you move faster, scale flexibly, and stay secure and compliant throughout.

A faster path to market

Powering a new wave of fintech companies to success. Launch your own card and payment solution in weeks, our platform and licenses get you there quickly.

Built for fintech innovation

Our API-enabled, flexible card issuing and payments solution, underpinned by deep industry expertise, helps you move faster and scale confidently.

A platform for growth

Power up your proposition  with our unbundled financial infrastructure. Tap into a flexible range of solutions for every stage of your growth cycle. 

Our end-to-end fintech solutions:

BIN Sponsorship 2.0

B4B Payments’ end-to-end BIN sponsorship solution supports fintechs on their journey from co-brand to fully regulated issuer and scheme member. Whatever stage of the journey your company is at, we offer powerful features and expert support fully tailored to your unique requirements.

Payments as a Service

We offer everything you need to launch and manage Payments as a Service. Our API-driven platform enables partners to define their own world class payment experience. Leverage our unbundled financial infrastructure to customise and build your own innovative solution.

Cards as a Service

Launch your own card proposition in weeks on top of our scalable and secure platform, fully tailored to your needs. Mastercard or Visa, physical, virtual or mobile, biometric and eco-friendly.

Our one-stop solution

We provide everything you need to put payments at the heart of your proposition.


Safeguarded, VIBAN accounts, mobile wallet

Global Payments

FPS, SEPA Instant, USD, ACH and 25 currencies for SWIFT

Card Rails

Mastercard, Visa, Prepaid, Debit and Credit

Why B4B?

With over 15 years of expertise in payments and now as part of the Banking Circle group of companies, B4B Payments is a globally recognised and trusted provider of card issuing and payment services.

Thousands of businesses are already saving time, money and hassle with our switched-on card and payment services.

Find out more about how B4B Payments could work for you

© 2006 - 2022 B4B Payments. B4B Payments is authorised by the Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 930619). UAB B4B Payments Europe is authorised by the Bank of Lithuania as an Electronic Money Institution (Licence No: 76) under the Law on Electronic Money and Electronic Money Institutions 2011

In Europe, Cards are issued by B4B Payments pursuant to license by Mastercard International Inc. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

In the USA, the B4B Payments Visa® prepaid card is issued by Metropolitan Commercial Bank Member FDIC, pursuant to a license from Visa U.S.A. Inc. 40 Washington Street Suite 150 Wellesley, MA. 02481

All communications should be sent to: Europe - PO Box 76256, London, SW1P 9NU USA - B4B Payments, 275 Grove Street, Suite 2-400 Newton, MA 02466