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Case studies Company News Non Profit

Helping Gilgal’s Mission for Domestic Violence Survivors

As a proud corporate member of the Charity Retail Association, B4B Payments understands charities operate on tight budgets, so every penny counts. This can make handling and reporting on cash a complex process, not to mention a source of stress for finance teams. 

We have helped many charities move to a cashless payment process, allowing them to work more efficiently, stay compliant, and deliver a better experience for volunteers, staff, clients, or beneficiaries. Recently, we were delighted to start supporting Gilgal by providing them with our card payment solution, which streamlines their processes and enhances their financial efficiency by helping them manage their expenses.

About Gilgal

Gilgal provides safe, short-term accommodation for women and children who are fleeing from domestic abuse.

Founded 30 years ago, Gilgal has been a lifeline for many. Offering 24-hour support all year round, not only are Gilgal committed to confidentiality, safety, and security for all its residents, they provide a space for survivors to be seen, heard, and supported, and to begin to rebuild their lives.

The Challenge

Before partnering with B4B Payments, Gilgal relied heavily on cash to manage expenses, which led to a lack of seamless control and oversight over petty cash and inefficient expense tracking and management.

They aimed to eliminate petty cash usage to enhance financial control and accountability. Through improved expense management, it directed more resources to support women and children in need.

Why B4B Payments

After exploring several other expense management solutions, Gilgal’s team chose B4B Payments due to our unique understanding of the sector, experience working with several charities, robust and compliant payments technology solutions and dedicated team support.

Sanja Kalik, the CEO of Gilgal, says, “Finding the right technology solution was important to us and our use case for an expense solution as a non-profit. We were impressed by the easy-to-use platform, dedication, and support the B4B Payments provided.”

Benefits Experienced

“B4B’s prepaid card solutions have transformed our expense management. It was simple to get started, and they have been very supportive.” – Sanja Kalik, the CEO of Gilgal.

Since leveraging our expense management solution and B4B prepaid Mastercard card, Gilgal has experienced numerous benefits, including:

  • Ease of funding, issuing expense cards, tracking and monitoring expenses
  • View real-time statements, balances, and transactions for accounting reconciliation

This shift has led to enhanced financial accountability and transparency, reducing the risk of errors and misuse of funds when working with volunteers. Additionally, the new payment system has allowed staff to respond quicker to client needs, utilising the pre-approved amounts on B4B cards instead of requiring sign-off for every petty cash transaction. This has led to more efficient purchases for both in-refuge and marketing activities.

We are glad to support and collaborate with the Gilgal team on shared goals, fostering a strong partnership. At B4B Payments, we look forward to continually enhancing its financial operations and ensuring the sustainability of its crucial services.

“At B4B Payments, we are honoured to support organisations like Gilgal that are making a profound impact on communities. Our payments and prepaid Mastercard solutions streamline financial processes and ensure accountability and compliance, enabling Gilgal to allocate more resources towards their vital mission of supporting women and children in need.” – Tim Robson,  at B4B Payments.

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Case studies Company News Non Profit

Good for the world’s vulnerable and financially excluded

B4B has a long history of supporting charities that align with social and financial inclusion values. These organisations use B4B’s proprietary technology and prepaid Mastercard card solution to manage and distribute funds in challenging circumstances. However, these organisations are more than just clients, and B4B goes beyond standard commercial relationships to support these important causes.

Human Appeal

In 2016, B4B was approached by Human Appeal, a non-profit organisation working globally to strengthen humanity’s fight against poverty, social injustice and natural disasters.

The organisation aims to invest in real, effective solutions by providing immediate relief and establishing self-sustaining development programmes.

One of the main challenges facing Human Appeal was managing the process of buying emergency supplies such as food, blankets, and other urgently needed essentials. These purchases would need to be made by field agents who were face-to-face with victims and their often-desperate circumstances.

The B4B team saw that their expense management solution using prepaid cards was the perfect solution for Human Appeal.

Tracking and control

B4B’s portal allows clients to upload funds and dispatch cards (both plastic and virtual) and load them with funds. The technology works remotely, making it ideal for the needs of Human Appeal and its disparate team of aid workers in the field around the world.

The expense cards provide an alternative to cash when paying for essentials like food, shelter, or medical care. They also give team leaders access to a portal so disbursed funds can be tracked and spending monitored. In emergencies, funds can be topped up remotely, no matter where the cards may be.

As a Sharia-compliant financial organisation, B4B and Human Appeal are growing together, allowing funds from Zakat to be spent compliantly and where most needed. Being Sharia-compliant means the aid dispatched fulfils the principles of the Islamic faith and adheres to Sharia law. 

Ease of use, practicality, and functionality

Human Appeal manages its prepaid card portfolio through an intuitive, easy-to-use platform and app that enables staff to send representatives recurring or one-off payments instantly.

For the representatives in the field, the process is simple and convenient. They receive their B4B card and complete financial visibility through the app, enabling them to monitor and manage their funds in one place. Balances can be checked, and transactions can be reviewed at a glance. Features such as real-time SMS notifications help representatives keep track of their spending and balances.

Growing together

In 2023, the two organisations were able to support each other’s growth into the US market, which is strategically vital for both organisations.

As part of the planning and setting up of its new centre in California, Human Appeal extended its UK relationship to include the services of B4B’s operation in the US in March 2023. This extension of the relationship enabled Human Appeal to issue B4B Visa cards to its US-based team.

The next step in the growth of the partnership is to integrate Human Appeal’s German and Irish entities with B4B’s expense programme. For these entities, B4B has once again offered to adhere to its lower rates offered for humanitarian organisations. 

“Human Appeal has worked with B4B for many years and have found them an ideal partner to work with to support our charitable work. We have found B4B responsive to our needs and have extended the partnership to our sister organisation in the US. We look forward to working with B4B in the future and growing our collaboration.” – Asif Nazar, Head of Finance, Human Appeal.  

Summary: B4B supporting people in need

The B4B Payments solution is designed to be as straightforward and innovative as possible. For charities, its prepaid cards offer a practical solution, enabling Human Appeal to distribute funds to their aid workers instantly and eliminating the risk that comes with carrying cash.

Humanitarian causes are close to the heart of the B4B team, and they are pleased to be able to offer Human Appeal preferential commercial terms for a service that has become an essential part of its growing global operations.

Photo of Tim Robson & Edwina Wilkins, B4B Payments, with Asif Nazar & Misbah Shikdar (Head of Finance & Finance Manager) at Human Appeal’s Manchester HQ (2023).

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Case studies Company News FinTech

Empowering Choices: Performance Bonus and B4B Payments Revolutionising Rewards

Unlocking Rewards for All

In a world where companies struggle to offer incentives that truly satisfy their employees and traditional benefits often miss the mark, a significant change is happening. Performance Bonus solves the pains of incentive and rewards scheme administration and delivery whilst also increasing companies’ Return On Investment(ROI).

Teaming up with B4B Payments since 2019, Performance Bonus specialises in delivering BONUS rewards through prepaid Visa / Mastercard products. These cards, accepted globally in over 30 million locations, comply with the UK’s taxation requirements.

David Burton, CEO of Performance Bonus Ltd, states, “Partnering with B4B Payments has created exactly the ‘win-win’ result we intended. For Performance Bonus, it has broadened our offering, already winning new clients, and for B4B Payments, it has opened up a ‘turn-key’ solution through us into the incentives and rewards market”.

To date, Performance Bonus has successfully administered over £20 million in rewards through various programs, including Business (B2B) promotions, in-house sales incentives, and staff recognition initiatives.

Physical and Digital Channels and Personalised Gifts

Experts in leveraging accessible digital channels, Performance Bonus ensures effective communication and delivery of incentive programs. This extends to embedding the reward payment solution into clients’ Intranets/Apps or their BONUSme Microsoft Azure Hosted application.

Clients can either outsource their complete programme fulfilment through Performance Bonus or have direct access and control of their brand solutions using their systems and support as required.

Building a Collaborative Culture: click as a team

The Performance Bonus success story includes helping a lead client dominate the motor finance incentive space for over a decade. This was achieved through a bespoke incentive solution that evolved to reward salespeople based on customer satisfaction and NPS score achievement via a branded prepaid card solution.

To achieve Performance Bonus’ potential, they found B4B’s flexibility, capability and approach enabled them to 

  • Create a core ‘non-cash’ compliant, contactless prepaid product in the Mastercard ecosystem. 
  • Future-proof their product for GooglePay/ApplePay (using B4B’s one-click adoption) 
  • Quickly and cost-effectively launch co-branded prepaid cards for their clients, featuring either the clients’ branding or an ‘off the shelf’ BONUS card.
  • Provide their clients with the choice of both eco-friendly plastic cards and/or virtual cards.
  • Use API access to build client-branded cardholder applications and incorporate them into our own Microsoft Azure-hosted Bonus Administrator app.

David Burton continued, “We had experienced a couple of ‘false starts’ with other possible partners, but the ‘can do’ attitude at B4B has made the creation of our joint offering a real pleasure to be involved with”.    

Conclusion: Paving the Future of Rewards

Together, Performance Bonus and B4B Payments have built the strategic asset that Performance Bonus sought by adding compliant prepaid capabilities alongside their performance measurement and rewards administration offerings.

Tim Robson, Account Director at B4B Payments, expresses optimism for the future, stating, “It’s really good to see the incentive and reward products we have created together working so well, and with much of the market turmoil of the last few years hopefully now behind us, we wish Performance Bonus every success in our partnership moving forward”.

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Case studies Company News Travel

Transforming Travel Finances: Acacia Africa’s Decade-Long Partnership with B4B Payments

Background

Initially recommended to B4B by a former supplier, Acacia is Africa, is a premier provider of diverse holiday experiences in Africa. They have partnered with B4B Payments and used their financial services for nearly a decade. Offering a range of tours, from professional camping overland adventures to small group safaris, Acacia Africa’s success story demonstrates the innovation of travel finances with Card and Payment Solutions.

Financial Flexibility and Risk Management:

The traditional challenges of tour guides carrying large sums of money were significantly mitigated by adopting B4B’s card and payment platform. This not only reduced operational risks but also enhanced accounting accuracy for Acacia Africa.

The expense cards allow Acacia Africa to quickly distribute funds to tour leaders out on the road. The cards facilitate seamless access to cash through local ATMs, card transactions, and online payments. The B4B platform is particularly helpful in mitigating risk. Cards can both be loaded and unloaded instantaneously, providing certainty and safety to both tour guides and the funds. 

In a recent incident, Acacia Africa withdrew funds from a card due to a tour leader’s unexpected illness. They quickly transferred the budget to the replacement leader.

Real-Time Monitoring and Control:

A pivotal aspect of Acacia Africa’s success with B4B Payments lies in the platform’s real-time monitoring capabilities. The ability to instantly track expenditures provides Acacia Africa with immediate insights into tour leaders’ spending. This newfound control eliminates the need to chase receipts weeks after a trip concludes, offering a more streamlined and accountable financial management process.

It’s flexible, and it makes things far less risky. And it’s better for accounting because I can see when and where the money is spent, and that’s important,” Vivian McCarthy, the Director of Acacia Africa, says.

B4B’s Dedicated Account Management:

Acacia Africa also highlights the importance of having a dedicated account manager as a key component of successful partnerships with B4B Payments. The need for swift assistance, especially during critical situations. This collaboration aspect has proven crucial in ensuring effective communication and problem resolution.Having a dedicated account manager who understands both the client and the client’s industry is a key value driver for B4B Payments,” says Tim Robson, B4B’s Director of Accounts.

Conclusion:

Acacia Africa’s case exemplifies the transformative impact of B4B Payments on travel finances. The seamless integration of innovative payment solutions has not only addressed traditional challenges but has also positioned Acacia Africa for sustained success in the dynamic landscape of African tourism. The partnership is a testament to the importance of real-time financial management and dedicated account support in the travel industry.

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Case studies Company News FinTech

Juni Accelerates Global E-commerce Growth Through B4B’s Bin Sponsorship

Background

Swedish startup Juni was listed as 2021’s fastest-growing fintech startup in Europe. With a goal of eliminating common challenges faced by e-commerce businesses, Juni provides a financial platform that gives them complete visibility and control over their cash flow with a unified view of multi-currency business accounts, corporate virtual cards and flexible credit with unparalleled insights and analytics – all in one place. 

Since 2022, Juni has leveraged B4B Payments’ BIN sponsorship service to power its prepaid Mastercard card proposition and make it easy for businesses to keep track of their finances across multiple platforms. By partnering with B4B, they can ensure compliance, strengthen our presence in the UK, and enhance scalability. This collaboration reinforces our commitment to empowering FinTech innovators and established players alike, fostering a more inclusive and efficient financial landscape for SMEs.

B4B: Full digital payment solutions within one provider

B4B Payments stands out by providing a full range of financial services as a regulated Electronic Money Institution (EMI) in the UK and Lithuania. As a Principal Member of Mastercard Europe and a partner of VISA Inc in the USA.

Following Brexit, many pan-European fintechs that operate in the UK have been impacted by the change in regulation. Therefore, teaming up with Banking-as-a-Service(BaaS) providers, like B4B, ensures they can still provide the unwavering compliance, security, and quality service we pride ourselves on.

Strategic partnerships take businesses to the next level.

The partnership between Juni and B4B Payments is a significant step towards achieving our mission of empowering businesses with practical and secure financial management solutions. By leveraging B4B Payments’ licensed capabilities in the UK, they can navigate the complexities of the post-Brexit regulatory environment while maintaining the highest security and compliance standards for their valued customers.

Samir El-Sabini, Co-founder and CEO of Juni, highlighted the benefits of partnering with B4B. 

“We have a long-standing partnership with B4B, primarily in the UK, that has enabled us to scale Juni and continue our fast-paced growth while, most importantly, giving our customers more value when using our platform. Through B4B, we’ve launched both new currencies and cards, and we’re looking forward to building out our offering in 2024.”

Paul Swinton, CEO of B4B Payments, also shared, 

“We’re delighted that we supported bringing the Juni prepaid Mastercard to market at its early stage and to see our payment solutions leveraged innovatively to empower e-commerce and digital marketing entrepreneurs. As an established fintech firm ourselves, we’re excited to be part of Juni’s continued success, and we look forward to working closely with them to achieve their ambitious roadmap.”   

Future: Power any idea to the global market:

Utilising BaaS, companies can seamlessly embed financial services from B4B’s Banking Stack and License, fostering innovation. This streamlined approach reduces operational costs, enhances the customer experience, and accelerates the development of the fragmented B2B FinTech Market. Startups can scale rapidly, delivering exceptional customer value and addressing underserved markets more effectively.

The partnership with Juni exemplifies B4B’s Bin Sponsorship, facilitating global growth post-Brexit, accelerating the development of the B2B FinTech market, and removing barriers and costs for unserved markets, allowing SMEs to grow quickly and at a low cost without compromising quality.

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Case studies Company News

Innovating Employee Benefits: the postcode restriction payout card

Beyond Payment Solutions

ICP Transaction Solutions GmbH, a prominent player in electronic transaction solutions in Europe, specialising in the prepaid, lifestyle, and loyalty sectors, has evolved into an internationally recognised company since its founding in 2000. With a transaction volume exceeding €1 billion, ICP serves various industries and is a founding member of the German Prepaid Association. ICP is a company of Digital Reload Holding GmbH and operates under the umbrella brand Digital Reload

Partnering with B4B to support Tax-Free Benefits for employees

In 2019, recognising the potential of offering regional benefit cards/employee cards, ICP sought the expertise of B4B Payments. Lacking financial institution licenses, ICP collaborated with B4B to introduce personalised and geographically limited payout cards. B4B Payments guided ICP through compliance checks, set up accounts and clients in the portal, and managed the card ordering and shipping process. The partnership extended to top-notch customer service and effective partner management, allowing ICP to offer tax-free non-cash benefits to employees through branded payout cards.

The Innovation: Quick Response to Client Requests:

B4B’s diverse card types with customised designs cater to ICP’s clients’ needs. For example, one of ICP’s clients wanted the card to be eligible for a specific region in Germany to boost the local market. The B4B team developed bespoke postcode restrictions to fulfil this client’s particular request. ICP also successfully implemented a German portal via API mirroring B4B’s, further enhancing their value proposition and branding capabilities with clients. 

Future Goals and Collaboration:

B4B successfully onboarded a new client in Bavaria with 3000 employee cards this year. Building on this,  ICP plans to diversify its card offering, attract more clients, and use B4B’s expertise in different sectors to expand the partnership in Germany.

Alexandra Ruth, the Key Account Manager from ICP, says, “ICP highly recommends B4B Payments and acknowledges their professionalism, reliability, and product flexibility while maintaining high-security standards. We’re very happy with B4B’s account management support in helping us build the partnership, especially Tim and Zvez.”

In Summary:

The collaboration between ICP and B4B Payments has not only addressed a critical business need but has also paved the way for innovative employee benefit solutions, offering tax-free non-cash benefits seamlessly. This partnership proves to be a cornerstone for ICP’s growth and success in the electronic transaction landscape, highlighting the transformative impact of B4B’s payment solutions.

“I’m excited to be working with ICP,” says Tim Robson, B4B Account Director. “Their growth plans mirror our own; we both want to grow in the German market, and I look forward to expanding this collaboration across different sectors.”

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Case studies Insights Payroll & Payouts Uncategorised

Alpha Contract Solutions simplify and streamline payouts to their temporary and unbanked workers

Alpha Contract Solutions is a dynamic HR company, supplying civil engineering consultants and contractors to prestigious projects across Europe. They needed a smart, flexible and secure payment system to manage their payroll of UK contractors, many of whom are working on temporary projects in other countries, without local bank accounts. The innovative and award-winning prepaid Mastercard solution from B4B Payments turned out to be a great fit for their business.

The next level in employee satisfaction

Prior to turning to B4B Payments, ACS used the legacy banking system of international transfers across borders, but found that the process was difficult and time-consuming for both management and the contractors out in the field.

Managing director Sefton Hanley said: “The service we received from banks was slow and expensive with payments sometimes taking days. We need to look after our people, and delays like that are unacceptable.”

With prepaid cards, the process is fast and easy. ACS contractors are issued with an ACS branded card, which can be loaded with funds quickly and securely. There is no requirement from the employee to fill in any paperwork and recipients receive an SMS notification once the payment has been made. They can then use the card to pay for goods and services anywhere a Mastercard® payment is accepted, online or in-store. The funds are immediately available, and the card can be used worldwide 24/7.

Secure, efficient and fraud-proof

The B4B Payment system eliminates the complicated accounting processes involved when handling cash and expense forms. ACS management found the process, with its clear audit trail, an ideal way to streamline their payroll system. If a card is lost, it can be easily replaced, with no risk to the business. The card is sent directly to the employee and usually arrives within 24 hours. If there is an emergency, top-up funds can be loaded onto the card quickly and securely and the system is fully controllable. Incentives, expense costs and rewards are also all easily incorporated and managed.

Outstanding service and support

The management of ACS is dedicated to being hands-on and detail-oriented, with a commitment to supporting complex projects that operate around the clock, in multiple time-zones. This means that they require very high standards of support from all of their suppliers. They found the team at B4B Payments more than equal to the task. From initial meetings to the system going live, the process was smooth and effective.

“The service we’ve received from the team is great – the whole thing has worked well right from day one,” added Sefton Hanley.

For ACS, partnering with B4B Payments has clearly proved to be a winning strategy in managing their payroll efficiently and cost-effectively, with maximum benefit and satisfaction to their employees.

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Case studies Expense Management Insights Non Profit

B4B corporate expense cards are the answer for leading charity, London Youth

London Youth charity discovers that B4B’s prepaid business card platform is the perfect support for the running of its many programmes.

Paying expenses through petty cash was a time-consuming headache for UK charity London Youth. Switching to corporate expense management through B4B Payments was a fantastic solution for this busy organisation.

Important work

London Youth is a charity whose purpose is to improve the lives of young people in our nation’s capital. Last year, working through a multitude of different youth organisations, they supported more than 27,000 young people, giving new hope and opening up opportunities to grow and thrive. The project management challenges and the administrative load of this vital work can be overwhelming. So when the organisation found there was a better way to handle expense payments, they were immediately interested. B4B Payments’ corporate expense cards helped London Youth in three main ways:

Quick and convenient

Because the cards are preloaded with funds, the administrators can easily control and account for the amounts allocated, and the users do not have to use their own cash or juggle receipts and expense claims. Users can pay for goods and services, online or store-based, that accept Mastercard® payments.

“Paying funds by petty cash meant there were more likely errors in calculation, and we were unable to provide funds in advance when needed.”

Shazia Mert, Programmes Support Officer for London Youth


With the new system, there is positive buy-in from users, and participation in events and programmes by members of the charity’s Youth Board is now fully supported.

Security is key

The cards can be loaded with any amounts from 300 to 4,000 euros a month. Cardholders can check balances online using a PIN and topping up funds in an emergency is fast and straightforward. Lost cards are not a problem, with replacement cards issued within 24 hours. For London Youth, a further benefit was reducing the risk of losing money through uncontrolled spending, errors, or potential fraud. Furthermore, the system ensured policy and regulatory compliance – a critical factor in the management and accounting practices of any charity.

Great customer support

“Right from the start, the B4B team has been clear and helpful and friendly. Having one account manager who I can go to is so helpful. Having had the opportunity to build a rapport with my account manager, I know I can always trust her to deal with any problems or questions I may have. She already knows how my organisation uses the account, and so she can advise me accordingly.”

Shazia Mert, Programmes Support Officer for London Youth
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Case studies Insights Non Profit Payroll & Payouts

Migrant Help chooses prepaid B4B payout solution

Using specially designed prepaid cards, Migrant Help has been able to support and protect hundreds of people.

For Migrant Help, finding a cash solution that suited their organisational mission and practical limitations was a must. In their work, assisting victims of modern slavery and human trafficking, being able to provide ways to aid recovery is paramount. Money was one of the biggest hurdles in the process since displaced or exploited individuals often don’t have the facilities to open a typical bank account.

With that problem in mind, B4B Payments was the ideal partner. Though in the past the charity was required to make hand-to-hand payments of cash, this was high-risk and not appropriate in all circumstances. As such, a prepaid MasterCard was the perfect alternative – offering all the benefits of a cash-free system without requiring the paperwork and process of an individual bank account.

Using specially designed prepaid cards, Migrant Help has been able to support and protect hundreds of people looking to better their lives through the charity. Helping those that need it the most means providing that additional degree of independence over their own lives. B4B Payments offers that perfect middle ground between formal financial support and cash-in-hand, helping at-risk individuals to get on with their lives and reach more positive outcomes.

What made B4B Payments the ideal option for Migrant Help?

“We have found this payment solution very simple and easy to use, the system is user friendly and we’ve found the B4B staff to be very supportive and responsive whenever we’ve had to escalate an issue. This has made a real resource and efficiency saving for our organisation. The Solution has been empowering for our clients who are able to manage their own money for the first time, made the process significantly quicker and less time consuming for staff.” Rabiya Ravat, Deputy Director of National Operations

Now, Migrant Help uses B4B prepaid cards as their primary payment method across the broad spectrum of individuals they support. As a far more suitable alternative to cash, prepaid cards have reduced administrative strain and cost overall – which is a must for running a charity long-term as efficiently as possible. An unexpected, but welcome positive has been the reduction in travel time and transport cost involved in face-to-face payments.

Once an individual working with the charity is set up with their own B4B card, supplied by the charity, there’s no need for any additional meetings for top-ups or allotted money. Instead, the whole process can be fulfilled digitally – benefitting both workers within the Migrant Help offices and the people they serve. By reducing risk, streamlining processes and modernising the support they offer, the charity is better placed than ever to increase the number of people they can help each year.

What has become recently apparent is how effective the use of B4B Payment’s prepaid cards are in the current world climate. At the height of COVID-19, the use of cards of cash handling meant the additional protection needed to keep staff and clients safe was already in place. No need to search for a quick and easy solution, thanks to B4B’s prepaid cards already being firmly established into Migrant Help’s ongoing processes.

Ease of use, Practicality, and Functionality

Migrant Help have now achieved the best possible system for supporting victims of exploitation and modern slavery. By choosing to work with the B4B Payments team, they’ve created a solution that not only works – but benefits both recipients and staff at the same time. Modernisation is vital for any charity to continue to succeed, and Migrant Help has undoubtedly got that box ticked by making a move from a cash-only process to one that can be done with far less face-to-face time.

At B4B Payments, we’ve designed our payment solution to be as straightforward as it is innovative. That means reduced risk, enhanced payment processes and visible results every time. For charities like Migrant Help, our prepaid cards offer a particular solution – but the benefit of choosing such a versatile platform is the fact it can be expanded to many other areas, from payroll to rewards, general payments to charitable exercises.

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Case studies Facilities Management Insights Payroll & Payouts

Payout by B4B Payments crucial for HPS Services

HPS Services are specialists in high-end cleaning led facility services in the residential property and student accommodation sectors. Their goal is to create fantastic communal living environments for their clients across the UK. HPS believe that everyone deserves a fantastic place to live. B4B Payments has partnered with HPS for many years to provide a payroll solution for their highly professional cleaners who employed to service client properties.

As many of the staff are unbanked within the UK, they are given a prepaid card on the arrival.

“We really appreciate how easy the B4B system is to use,” says Carmen, Head of Administration at HPS Services. “Our staff get paid on time with the minimum of fuss straight onto a Mastercard. Their funds are available to use immediately. We highly recommend B4B Payments to anyone who needs to efficiently pay seasonal or unbanked workers.”

“We’ve been working with HPS for many years now,” says B4B Account Director Tim Robson. “What’s more important than paying your workforce? We’re glad we can help HPS with this important process and allow them to concentrate on running their business.”

B4B Payments works with travel companies both in the UK in Europe but also in the US, too.